1. Introduction

Welcome to SnapSpend (“we,” “us,” or “our”). By accessing or using our website, SnapSpend.shop, and/or placing an order, you agree to be bound by these terms and conditions (“Terms”). If you do not agree with any part of these Terms, please do not use our website.

2. Definitions

• “Website”: Refers to our online platform, accessible at [Your Store URL].
• “User,” “you,” “your”: Refers to any individual accessing or using our website.
• “Products”: Refers to the items available for sale on our website.

3. Eligibility

By using our website, you represent and warrant that you are at least 18 years old or visiting under the supervision of a parent or guardian. If you are accessing the website on behalf of a legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.

4. Orders and Payment

• Order Acceptance: All orders placed through our website are subject to our acceptance. We reserve the right to refuse or cancel any order at any time for any reason, including but not limited to product availability, errors in the description or price of the product, or errors in your order.
• Pricing: All prices listed on our website are subject to change without notice. Prices for products will be as quoted on our website at the time you submit your order. Despite our best efforts, some of the products listed on our website may be incorrectly priced. We will normally verify prices as part of our dispatch procedures so that, where a product’s correct price is less than our stated price, we will charge the lower amount when dispatching the product to you. If a product’s correct price is higher than the price stated on our website, we will, at our discretion, either contact you for instructions before dispatching the product or reject your order and notify you of such rejection.
• Payment Methods: We accept various forms of payment as indicated on our website. By providing a payment method, you represent that you are authorized to use the payment method and that you authorize us to charge the total amount of your order to that payment method. If the payment method cannot be verified, is invalid, or is otherwise not acceptable, your order may be suspended or canceled.

5. Shipping and Delivery

• Shipping Locations: We currently ship to addresses within the United States and the United Kingdom.
• Shipping Times: Shipping times vary depending on your location and the shipping method selected at checkout. Estimated shipping times will be provided at checkout. Please note that these are only estimates and actual delivery times may vary.
• Customs and Duties: For international orders, you are responsible for any customs fees, import duties, taxes, or other charges that may be imposed by your country’s customs agency.
• Delivery Issues: If you do not receive your order within the estimated delivery time, please contact us at [Your Contact Information]. We are not responsible for delays caused by the carrier or customs clearance processes.

6. Returns and Refunds

• Return Policy: We accept returns of products within 7 days of delivery. To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.
• Return Process: To initiate a return, please contact us at [Your Contact Information] with your order number and reason for return. We will provide you with instructions on how to return your item.
• Refunds: Once your return is received and inspected, we will notify you of the approval or rejection of your refund. If approved, your refund will be processed, and a credit will automatically be applied to your original method of payment within a certain number of days.
• Return Shipping Costs: You will be responsible for paying for your own shipping costs for returning your item unless the item is defective or we made an error in your order.

7. Privacy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our website, you agree to the collection and use of information in accordance with our Privacy Policy.

8. Intellectual Property

• Content Ownership: All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of SnapSpend and is protected by copyright, trademark, and other intellectual property laws. You may not use any content without our express written permission.
• User-Generated Content: If you submit any user-generated content (such as reviews or comments) to our website, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and distribute such content in any media.

9. Limitation of Liability

• General Limitation: To the fullest extent permitted by applicable law, we are not liable for any direct, indirect, incidental, special, or consequential damages that result from the use of, or inability to use, our website or products, including but not limited to reliance by a user on any information obtained from us or that result from mistakes, omissions, interruptions, deletion of files or emails, errors, defects, viruses, delays in operation or transmission, or any failure of performance.
• Maximum Liability: Our maximum liability to you for any damages arising out of or related to your use of our website or products, regardless of the form of action, will at all times be limited to the amount paid by you to us for the product or service giving rise to the liability.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States and the United Kingdom, without regard to their conflict of law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of the United States and the United Kingdom.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be posted on our website with an updated effective date. Your continued use of the website after any changes constitutes your acceptance of the new Terms.

12. Contact Us

If you have any questions or concerns about these Terms, please contact us at info@snapspend.shop.